SBO Trends-Whitworth! Regulated Insurance Renewals-Ruiz! #ToastSomeone-Segura! Clean Beauty-Chang!

Richard Whitworth gives some New Years Resolution tips and provides insight on how to develop a business plan by utilizing key resources that are available. He can also offer advice on succession and business continuity planning for the coming New Year.

Janet Ruiz discusses the affordability and availability of homeowner's insurance in California as well as the trends impacting the state because of its recent wildfires. California's insurers are financing the rebuilding of the State's wildfire-ravaged communities!

Tom Segura shares tips on how to show your appreciation this Holiday Season. How to share your own Toast Someone tribute by snapping a photo or taking video of your own and sharing on Instagram, Facebook or Twitter with the hashtag #ToastSomeone and tagging @SamuelAdamsBeer!

Madame Athena Chang tells how women can focus on "Clean" beauty and their health this holiday season. What are some harmful ingrediants to look for in beauty products? African women are 2X more likely to develop breast cancer. ASE Beauty gets skin deep about toxic vs. clean beauty!